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Chapter 7 Bankruptcy - File Chapter 7 with the largest U.S. bankruptcy law firm, Legal Helpers. Receive a free online consultation. Completely eliminate your debt once and for all.

In a Chapter 7 Bankruptcy the creditors do have the option of denying a discharge of the debt. If this happens, you will be liable for the debt until it is paid in full. A debt that is not discharged will stay with you until you pay it, you cannot file bankruptcy on that debt in future years. Once all your debts are discharged and forgiven, the chapter 7 bankruptcies will stay on your credit record for seven to ten years as a discharge.