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Did you know that collection harassment by debt collectors and collection agencies is forbidden by federal law? That’s right! The Fair Debt Collection Practices Act (FDCPA) regulates the behavior of debt collectors when attempting to collect debts.

Yes indeed. The FDCPA prohibits many of the practices that we have come to associate with debt collectors. While debt collection is a legitimate function of all businesses, the FDCPA only allows a business entity or collection agency to take reasonable steps in trying to collect debts.